Is Refinancing Right for You?

Refinancing may make sense for your current situation, but it depends greatly on your overall financial goals. There are many reasons to consider a refinance of your current mortgage, such as:

• Reducing your monthly payment
• Consolidating debts*
• “Pulling out” cash
• Changing the terms, like your interest rate

Whether you are looking to lower your monthly mortgage payment, consolidate debt, pull out cash, or change the terms on your current loan, we can help you evaluate your options. We can also provide you with an overall financial analysis to get a look at the bigger picture.

*American Pacific Mortgage does not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time.  A debt consolidation may increase your monthly cash flow, but may increase the amount of your debt over a period of time by including the additional debt in your mortgage amount, which is financed over a longer period of time than the debt consolidated may have been financed.  We encourage all consumers to do their own research and examine their options carefully before selecting a particular course of action.